get ready for
A lending team that’s focused on you.
At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.
>> Our Team
We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.
Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

Dan Jaeger
Mortgage Loan Originator | NMLS# 276478
With more than four decades of banking and lending experience, you learn that every borrower has a different story.
For Dan Jaeger, that experience has shaped a straightforward approach to mortgage lending: listen to what clients need, understand their options, and find a financing solution that fits their individual goals.
Dan began his banking career in November 1977, gaining extensive experience in both personal and commercial financing. For the past 25 years, his primary focus has been residential mortgage lending, where he has helped thousands of customers finance homes and refinance existing mortgages.
Over the course of his career, Dan completed thousands of real estate transactions using a variety of mortgage programs. His experience includes Conventional and government-backed loans such as FHA, VA and USDA financing. Because every borrower's circumstances are different, Dan takes the time to understand the bigger picture and identify mortgage options that make sense for each individual's situation.
Experience You Can Trust
Dan's business is built on relationships. In fact, approximately 99% of his business comes from referrals from realtors, financial professionals, and past customers.
That kind of referral-based business doesn't happen overnight. It's built through years of providing dependable service, answering questions, understanding the details of a transaction, and being there for clients throughout the mortgage process.
There is a good chance that someone in your network has worked with Dan over the years. His long-standing relationships with past customers and real estate professionals are one of the strongest reflections of the trust he has earned throughout his career.
Dan has also been recognized as a Five-Star Professional by Milwaukee Magazine for 20 consecutive years and is a top-producing Loan Officer. The recognition is an added reflection of his commitment to providing a high level of service to the people he serves.
Purchase and Refinance Mortgage Options
Whether you are purchasing a home or refinancing an existing mortgage, Dan can help you understand your financing options.
He works with a range of Conventional and government-backed mortgage programs, including FHA, VA, and USDA loans. His extensive lending background allows him to look beyond a single loan product and consider which option may best fit a borrower's goals and circumstances.
Dan is licensed to lend in all 50 states, giving him the ability to serve homebuyers and homeowners across the country. Whether you are purchasing your first home, moving into your next home or exploring whether refinancing makes sense for you, Dan is available to help you navigate the process.
His goal is to combine knowledgeable mortgage guidance with friendly, personal service. A mortgage is a significant financial decision, and Dan believes the experience should feel approachable and manageable from application through closing.
Family, Sports, and the Outdoors
Outside of mortgage lending, family is an important part of Dan's life. He is happily married and enjoys spending time with his three children and four grandchildren.
Dan is also a big sports fan and enjoys being outdoors whenever he can. His personal interests give clients another glimpse into the person behind the Loan Officer title: someone who values family, relationships and making the most of time with the people around him.
After decades in banking and mortgage lending, Dan continues to bring the same core qualities to his work: experience, knowledge, personal attention and a genuine commitment to helping people accomplish their homeownership goals.
If you are looking for a mortgage professional with decades of lending experience, a strong network of relationships and the ability to lend in all 50 states, Dan Jaeger is ready to help you explore your home loan options.




