It’s not just about buying a house—it's about lighting your way home.
Ready to make your homeownership dreams a reality? Luminate Bank is here to help you navigate the path to the right mortgage, from start to finish, with expertise, guidance, and a commitment to making the process smooth and clear.

Hi, I'm Dan!
With more than four decades of lending experience, Dan Jaeger brings extensive knowledge and a relationship-first approach to every home loan. Dan began his banking career in 1977 and has spent the past 25 years focused on residential mortgage financing, helping thousands of borrowers navigate the homebuying and refinancing process.
Dan works with a variety of mortgage programs, including Conventional, FHA, VA and USDA loans, and takes the time to understand each borrower's individual needs. His business is built almost entirely on referrals from realtors, financial professionals and past customers, a testament to the relationships he has developed throughout his career.
A top-producing Loan Officer, Dan has also been recognized as a Five-Star Professional by Milwaukee Magazine for 20 consecutive years.
Licensed to lend in all 50 states, Dan works with homebuyers and homeowners nationwide on both purchase and refinance transactions. He is committed to providing knowledgeable guidance, competitive rates, and friendly service from application through closing.
Outside of work, Dan enjoys spending time with his wife, three children, and four grandchildren. He is also a dedicated sports fan and enjoys spending time outdoors.
>> Our Products
Conventional Loans
Conventional loans are a solid choice for many homebuyers, offering flexibility in property types, fee structures, and loan terms—perfect for those who want options.
FHA Loans
FHA loans make homeownership more accessible for low-to-moderate income buyers or those with less-than-perfect credit. With smaller down payment requirements and easier qualifications, FHA loans help open the door to homeownership for many.
VA Loans
VA loans honor our veterans and active service members by making home loans more accessible. If you’ve served in the military, a VA loan could be the ideal way to simplify your home-buying journey.
USDA Loans
USDA loans are designed for those looking to purchase in rural areas. Offered by the USDA, this option supports rural homebuyers with lower incomes, helping them find a place to call home where it matters most.

“I had an excellent experience working with Luminate. They were professional, responsive, and made the entire process smooth and stress-free.”
Qaiser
“The whole Luminate team really pushed through when we needed to get things done on a timeline. I was really impressed!.”
Evan
“Luminate is knowledgeable, kind, quick to respond to any question we had and was a great partner in the process.”
Joan



